Dr. Munir Ahmad Zia Rao, et al. “Regulatory Challenges in Pakistan’s Financial Sector: AML-CTF Compliance Amid Geopolitical and Institutional Complexities”. Dialogue Social Science Review (DSSR), vol. 3, no. 5, May 2025, pp. 1-20, https://thedssr.com/index.php/2/article/view/526.